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The Pitfalls of Memorization: When Memorization Hurts Generalization

ICLR 2025 · Label-efficient and robust learning › OOD and anomaly detection · approach: Robust fine-tuning for OOD generalization · 1 citations (OpenAlex)

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Shows that spurious correlations combined with memorization hurt ERM generalization, and proposes memorization-aware training (MAT), which shifts logits by calibrated held-out predictions from an XRM auxiliary model.

Problem

Neural networks trained with ERM can rely on spurious correlations for majority examples while memorizing minority exceptions, reaching zero training loss yet failing on minority groups under subpopulation shift.

Approach

Formalizes how example-specific features enable memorization that masks reliance on spurious features, and introduces MAT, which adds a per-example log of calibrated held-out (XRM-derived) probabilities to the logits during training so that the loss prioritizes hard, poorly generalized examples.

Key results

Measured effects reported in the paper

What was changedWhereMeasuredEffect
Use MAT instead of ERMResNet-50 · Waterbirds (validation group annotations)worst-group test accuracy: 72.6 -> 88.1Helped
Use MAT instead of ERMResNet-50 · CelebA (validation group annotations)worst-group test accuracy: 47.2 -> 90.5Helped
Use MAT instead of ERMBERT · MultiNLI (validation group annotations)worst-group test accuracy: 67.9 -> 74.6Helped
Use MAT instead of ERMBERT · CivilComments (validation group annotations)worst-group test accuracy: 69.5 -> 74.0Helped
Use MAT instead of ERMResNet-50 · Waterbirds (no validation group annotations)worst-group test accuracy: 66.4 -> 88.1Helped
Use MAT instead of ERMResNet-50 · CelebA (no validation group annotations)worst-group test accuracy: 54.3 -> 89.9Helped
Use MAT instead of ERMBERT · MultiNLI (no validation group annotations)worst-group test accuracy: 67.9 -> 73.0Helped
Use MAT instead of ERMBERT · CivilComments (no validation group annotations)worst-group test accuracy: 67.2 -> 68.1Mixed
Use MAT instead of XRMBERT · CivilComments (no validation group annotations)worst-group test accuracy: 72.2 -> 68.1Hurt

Surprising findings

Limitations

Experimental setup

Datasets: Waterbirds CelebA MultiNLI CivilComments

Benchmarks: Waterbirds CelebA MultiNLI CivilComments

Metrics: average accuracy worst-group accuracy self-influence score

Baselines: ERM GroupDRO LfF JTT LC uLA AFR XRM+GroupDRO

Builds on: Cross-Risk Minimization (XRM) GroupDRO Learning from Failure (LfF) Just Train Twice (JTT) TRAK

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